El avalúo inmobiliario en la renta vitalicia inmobiliaria (RVI) en el marco del Decreto 1398 de octubre 26 del 2020, en Colombia

Abstract

The subject of the degree project arose as a consequence, First, of the decision of the Colombian government to regulate "reverse mortgage and real estate life annuity" in June 2020; Second, of the presentation of the 2020-1 economist Carlos Caicedo research methodology professor on the subject and, in particular, of the generalized reaction of skepticism, mistrust and suspicion both of the postgraduate professionals of the specialization, and in general of opinion public, political and specialized; Third, of the convenience of knowing mechanisms aimed at favoring or complementing the income of the elderly and the management of family assets in Colombia; Fourth, the knowledge of the existence of similar instruments, such as "leasing back" in the United States, or the reverse mortgage and real estate life annuity in Spain; and Fifth, because it is a new financial instrument that requires from its inception or structuring, monitoring or operation, and until its closing or settlement, to the enforceable realization of real estate appraisal orders by professionals.