Análisis de la resolución 963 de 2025 en la valoración de predios rurales ubicados en áreas de páramo: caso de estudio páramo Mamapacha y Bijagual-Garagoa-Boyacá

Abstract

This thesis analyzes the application of Resolution 963 of 2025 to the valuation of rural properties located in the Mamapacha and Bijagual páramo complex, in the municipality of Garagoa (Boyacá). It examines appraisals conducted at sampling points using traditional methodologies and compares them with the new methodology that incorporates the environmental component based on conservation level. In a context where rural valuation has presented technical gaps in recognizing the legal restrictions and ecosystem functions of properties in protected areas, this research characterizes the rural zones of the municipality, estimates the variation in appraisals resulting from the inclusion of environmental value, and evaluates the practical implications of the regulations, especially the challenges associated with obtaining information and its effect on the final land value. The study is being developed in a territory where approximately 30% of the municipal area corresponds to páramo ecosystems, historically undervalued despite their environmental importance, and seeks to determine if Resolution 963 of 2025 contributes to harmonizing the ecological function of the property with the reality of the rural real estate market, providing empirical evidence for the professional practice of appraisal in contexts of environmental restriction.